What to Do When Dealing with an Insurance Adjuster During the Workers’ Compensation Claim Process

When you speak with an insurance adjuster who handles your workers’ compensation claim, you must avoid some things. First, you should not agree to anything until you fully understand what they are offering or asking of you. Unless you have in-depth knowledge of the rights and benefits under workers ‘compensation law, do not negotiate a claim settlement. Otherwise, you could end up accepting a lowball offer that does not include the benefits you deserve. Before you make a decision related to your claim, it’s best to consult with a workers’ comp attorney near me first. An attorney can give you advice and guidance on what you should do and should not do to get benefits.

Tips When Dealing with an Insurance Adjuster

An insurance adjuster may approach you in a friendly way, but keep in mind that they are not concerned about what’s best for you. Rather, they are concerned about the best interest of the insurance company that hired them.  When you deal with an adjuster, ensure you stay confident. Below are some tips to help you:

• Stay polite. When you speak with an insurance adjuster, treat them with respect even if you do not agree with their points or become frustrated at the claim process.  Make sure you return emails, calls, or letters from the adjuster. If you work with a lawyer at some point, inform the adjuster and give the lawyer’s contact information to them.
• Never sign anything. The adjuster may ask you to sign a document such as consent to obtain your medical records or a statement. Do not sign anything, particularly if you do not understand it.
• Don’t give out personal information. Make sure you only give information related to your job injury and accident. Keep personal information like your current financial situation, past personal injury, pre-existing medical conditions, or family life to yourself or your attorney. Also, do not share contradictor social media posts. Once the adjuster finds these posts, they can use them against your claim.

Can Your Lawyer Help You Get More Benefits?

After a work-related injury, you will have lots of things on your mind while you get the necessary treatment and undergo rehab. At this point, you may want to hire a skilled worker’s comp lawyer to secure the maximum benefits you need.

A lawyer can help you through each step of the claim process by handling talks with the insurer and the Workers’ Compensation Commission for you. They understand the benefits you deserve and will focus on getting them for you.